standardized answer: If you have maxed out your credit card and failed to make the minimum payment by the due date, you will be considered as having defaulted on your credit card payment.
答案标准化：你要是刷爆了信用卡，到期没还最低款，那你就逾期了。
standardized answer: If you fail to make the minimum payment by the due date, you will be charged interest on the outstanding amount. Additionally, late payment fees may also be imposed.
答案标准化：你要是到期不还最低款，银行会收你欠款的钱的利息，还可能收滞纳金。
standardized answer: Yes, if you fail to make the minimum payment on your credit card, the lender can take legal action against you to recover the outstanding debt.
答案标准化：是的，你要是欠信用卡的钱不还，银行能告你，通过法律手段要回钱。
standardized answer: To avoid facing legal action for defaulting on your credit card payment, you should make the minimum payment by the due date and communicate with your lender to discuss repayment options.
答案标准化：为了避免因为信用卡逾期被告，你应该按时还最低款，跟银行沟通，商量还款办法。
standardized answer: If you are unable to make the minimum payment on your credit card, you should contact your lender immediately to discuss possible solutions, such as a payment plan or a temporary reduction in the minimum payment amount.
答案标准化：你要是实在没钱还最低款，应该立刻找银行谈谈，看能有啥解决办法，比如分期付款或者暂时减少最低还款额。
